Our January list of mortgage refinance prospects has been updated. The national average 30-year fixed interest rate mortgage continues to set new lows going into January. It now sits at a record-breaking low of 2.85% and the 15-year mortgage rate also fell to a new low of 2.30%! Now is definitely the time to reach out to these prospects!
Our mortgage refinance prospect lists contain homeowners with high interest rates or adjustable rate mortgages, as well as the financial motivations that drive action. As interest rates drop, our algorithm qualifies more homeowners with high interest rates to be on our list.