Our December list of mortgage refinance prospects has been updated. The national average 30-year fixed interest rate mortgage continues to set new lows going into December. It now sits at a record-breaking low of 3.0%! The 15-year mortgage rate fell to a new low of 2.42%! And as you’ve likely heard, Fannie Mae and Freddie Mac announced that they’d add a 0.5% fee on all refinancings that close after Dec. 1st and from then on. Now is definitely the time to reach out to these prospects!
On April 29th the Federal Reserve claimed to keep mortgage rates low for months to come.
Our mortgage refinance prospect lists contain homeowners with high interest rates or adjustable rate mortgages, as well as the financial motivations that drive action. As interest rates drop, our algorithm qualifies more homeowners with high interest rates to be on our list.
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